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Secured VISA card features
( Subject to change without notice )
| Credit limit (min.) | $1,000 |
| Credit limit (max.) | $10,000 |
| Account set-up fee (one time) | $39.00 non-refundable |
| Security deposit | $1,000 - $10,000 |
| Interest paid on security deposit | 2% |
| Service fee (primary applicant) | $7.50/month |
| Service fee (secondary card) | $3/month |
| Interest rate - purchases | 19.50% |
| Interest rate - cash advances | 21.50% |
| Interest in arrears - purchases | +5% |
| Interest in arrears - cash advances | +3% |
| Overlimit fee | $29 |
| NSF fee | $39 |
| ATM fee (Canada) | $2 |
| ATM fee (USA) | $4.50 |
| ATM fee (non-North America) | $5.50 |
| Minimum Payment | 3% of the balance or $10, whichever is greater |